Escape by Discover® Card

Check out the new Escape by Discover® Card! You get 25,000 bonus miles, or 1,000 miles each month you make a purchase in the first 25 months. Book any travel, ANYTIME, with no blackout dates or restrictions. Double miles are earned on all purchases, which you can redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.

Apply for the new Escape by Discover® Card today at http://www.gozeropercent.com or http://www.zeropercentcards.com today!

0% Balance Transfer Credit Card Offers with NO FEE!

If you hadn't already noticed, it is getting increasingly difficult to find 0% balance transfer credit cards that don’t charge a transfer fee. In fact, as far as we have seen, there aren’t any fee-free, 12+ month 0% balance transfer promotions being offered any more. Here are the only fee-free 0% balance transfer offer promotions that we know are still available as of this date:

IberiaBank Visa Gold Cash Back Rewards Card
IberiaBank Visa Platinum Rewards Card
IberiaBank Visa Classic Card
Pulaski Bank Visa Card
Pulaski Bank Gold Visa Card

All 5 of the above cards have NO BALANCE TRANSFER FEE, and 0% for 6 months.

The best 12 month offer currently available, if you’re willing to pay a small fee, is the Citi Platinum Select Card.

Citi Platinum Select: 0% on purchases and balance transfers for up to 12 months!

You can find these cards and more at http://www.zeropercentcards.com or http://www.gozeropercent.com

Citi® ForwardSM Card

Citi® has created a new credit card product which rewards responsible credit behavior. You get a 2% APR reduction when you use your card for purchases, stay under your credit line, and make timely payments for 3 months in a row. You also get 0% APR for 6 months on balance transfers and purchases. Now you can save money on interest and be rewarded for responsible credit as well! Check out the Citi® ForwardSM Card today at http://www.gozeropercent.com or at http://www.gozeropercent.com/redir.php?id=51

Biodegradable Discover® More Card

Discover has created a biodegradable credit card! This card will biodegrade within 5 years while in landfill conditions. It also offers 0% Intro APR for 6 months on purchases, and 12 months on balance transfers. Now you can save money on interest and be kind to the environment as well! Check out the Biodegradable Discover® More Card today at http://www.gozeropercent.com or at http://www.gozeropercent.com/redir.php?id=33

Household and Orchard Bank cards return!

The Household and Orchard Bank cards from HSBC have returned!

If your credit is a little beat-up, then these unsecured cards are for you. They even have an introductory 0% APR for 6 months on purchases and balance transfers!

Check these cards out at http://www.yocredit.com

Do you have good to excellent credit? If so, then check out the credit products at http://www.zeropercentcards.com

Are there any more credit cards with NO BALANCE TRANSFER FEE?

Are there any credit cards still available with no balance transfer fee? It seems that most credit cards are charging a 3% balance transfer fee with no maximum fee, which can result in a high charge to transfer big balances.

Fortunately, there are still a few cards out there with zero balance transfer fee. The Iberia Bank and Pulaski Bank credit cards are still fee-free. Check them out at http://www.zeropercentcards.com/cards.asp?catid=33 or log onto zeropercentcards.com

How to raise your FICO score

The rewards of raising your FICO score directly impact your wallet: You will qualify for more loans and will be offered better interest rates. Here are a few things you can do to raise your FICO score, which in turn, saves you money on your interest rates on loans:

Correct blatant mistakes. Review your reports from all three credit bureaus for accuracy once a year as well as several months before applying for a loan. Report any inaccuracies to the credit bureaus so that they may be corrected or removed. Changing a mistake on your report takes time. Get your federally mandated, free credit report at http://annualcreditreport.com and start the process on removing any inaccurate data.

Pay your bills on time. This makes up a whopping 35% of how your FICO score is calculated.

Reduce your credit card balances. A heavily weighted factor in your FICO score is how much money you owe on your credit cards relative to your total credit limit.

Raise your credit limit. A large portion of your credit score is determined by calculating how big your monthly bill is compared to the maximum amount of credit you can use. To make this debt-to-credit-limit ratio look even better, call up your credit card issuer and ask for the limit on your card to be increased. If you have been paying your bills on time, they will gladly do this for you.

Do you need a new 0% interest credit card? If so, then go to http://www.zeropercentcards.com